If you give us your personal information, we will use it to give to insurance providers to enable them to provide you with a quote for insurance.
Insurance providers exchange information through various databases, including the Claims and Underwriting Exchange (CUE), who hold records of incidents reported to insurers by policyholders and third party claimants. This information exchange enables insurers to validate the information provided by you, about yourself and any other person named on the application - the aim is to reduce fraudulent claims.
The personal data collected by us from you, may be utilised by us to:
We may allow other people and organisations to use information we hold about you for the purpose of providing services that you have asked for, or as part of the process of selling one or more of our services.
We may also disclose information to legal and debt recovery representatives for debt collection and debt tracing purposes.
We may also disclose personal data if required to do so by law or in the good-faith and belief that such action is necessary to:
Sometimes we may need to transfer your personal data to countries that do not provide the same level of data protection as the United Kingdom.
We always take appropriate measures to safeguard the personal data we hold from unauthorised access or improper use.
We operate a strict internal security policy with which our employees must comply as a condition of their employment with us.
Any enquiries regarding this policy must be directed in writing for the attention of our data protection compliance officer.
Under the data protection act 1998, you have the right to request details of your personal data held or processed by us.
Please send such requests in writing to the address below, marked for the attention of the data protection compliance officer. Any request must be accompanied by the statutory administration fee of £10.00.
If you believe that any information held by us is incorrect, inaccurate or incomplete, then you must write without delay to our data protection compliance officer, highlighting the corrective action to be taken. If any information is found to be incorrect, it shall be corrected promptly.
To ensure the insurers and credit providers have the necessary facts to assess your insurance risk, verify your identity, to help prevent fraud and to provide you with their best premium and payment options, they may obtain information from third parties at quotation and renewal and in certain circumstances where policy amendments are requested.
This information includes a quotation search from a credit referencing agency. This search will appear on your credit report and will be visible to other credit providers. It will be clear that this is a quotation rather than a credit application by you to pay by monthly installments.
In order that we can monitor and improve this website, we may gather certain information about you when you use it, including details of your domain name and IP address, operating system, browser, version, and the web site that you visited prior to our site. We may do this by way of a "cookie".
A cookie is an element of data that our website can send to your browser, which may then store it on your system.
Most web browsers automatically accept cookies. You do not have to accept cookies, and you should read the information that came with your browser software to see how you can set up your browser to notify you when you receive a cookie.
Any disablement of the cookies function may hinder some of the website functionality, for which we shall not be responsible.